|
Interest rates and annual percentage rate are current as of January 30, 2012.
|
| TERM |
POINTS |
INTEREST
RATE |
*APR |
MONTHLY
PAYMENT
PER $1,000 |
| 30 Year/360 Payments |
2 |
3.375% |
3.593% |
$4.42 |
| 30 Year/360 Payments |
1 |
3.625% |
3.762% |
$4.56 |
| 30 Year/360 Payments |
0 |
3.875% |
3.931% |
$4.70 |
| 20 Year/240 Payments |
2 |
3.250% |
3.555% |
$5.67 |
| 20 Year/240 Payments |
1 |
3.500% |
3.654% |
$5.80 |
| 20 Year/240 Payments |
0 |
3.750% |
3.790% |
$5.93 |
| 15 Year/180 Payments |
2 |
2.750% |
3.091% |
$6.79 |
| 15 Year/180 Payments |
1 |
2.875% |
3.071% |
$6.85 |
| 15 Year/180 Payments |
0 |
3.125% |
3.176% |
$6.97 |
| Mortgage Loan Limits:one unit $417,000; two units $533,850;three units $645,300; four units $801,950 |
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|
| TERM |
POINTS |
INTEREST
RATE |
*APR |
MONTHLY
PAYMENT
PER $1,000 |
| 30 Year/360 Payments |
1 |
6.250% |
6.477% |
$6.16 |
| 30 Year/360 Payments |
0 |
6.500% |
6.731% |
$6.32 |
| 15 Year/180 Payments |
1 |
5.875% |
6.248% |
$8.37 |
| 15 Year/180 Payments |
0 |
6.125% |
6.501% |
$8.51 |
| Mortgage Loan Limits: $417,001 to $650,000 |
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|
* Conventional Fixed Rate Loans
* Adjustable Rate Loans
* Construction Loans
Please contact us for rates and terms |
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|
| PROGRAM |
POINTS |
INTEREST
RATE |
*APR |
MONTHLY
PAYMENT
PER $1,000 |
| Maine State Housing Standard Program |
|
|
|
|
| 30 Year/360 Payments |
2 (seller) |
4.250% |
4.926% |
$4.92 |
| 30 Year/360 Payments |
2 (buyer) |
4.250% |
4.926% |
$4.92 |
| 30 Year/360 Payments |
0 |
4.500% |
4.994% |
$5.07 |
| |
| |
| USDA Rural Development |
|
|
|
|
| 30 Year/360 Payments |
0 |
4.000% |
4.368% |
$4.77 |
| 15 Year/180 Payments |
0 |
n/a |
n/a |
n/a |
| |
| |
| Veteran Administration (VA) |
|
|
|
|
| 30 Year/360 Payments |
1 |
4.125% |
4.455% |
$4.85 |
| |
| The Annual Percentage Rate (APR) disclosed above assumes $100,000 ($417,000 for Jumbo loans) financed and 20% down payment. |
| |
| All loans are subject to credit approval by Rockland Savings Bank, FSB. |
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| The monthly payment per $1,000 figures quoted above do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation will be greater. |
| |
| *APR - Annual Percentage Rate |
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