|
Interest rates and annual percentage rate are current as of September 7, 2010.
|
| TERM |
POINTS |
INTEREST
RATE |
*APR |
MONTHLY
PAYMENT
PER $1,000 |
| 30 Year/360 Payments |
2 |
4.000% |
4.226% |
$4.77 |
| 30 Year/360 Payments |
1 |
4.125% |
4.266% |
$4.85 |
| 30 Year/360 Payments |
0 |
4.375% |
4.432% |
$4.99 |
| 20 Year/240 Payments |
2 |
4.000% |
4.314% |
$6.06 |
| 20 Year/240 Payments |
1 |
4.125% |
4.283% |
$6.13 |
| 20 Year/240 Payments |
0 |
4.250% |
4.291% |
$6.19 |
| 15 Year/180 Payments |
2 |
3.625% |
3.975% |
$7.21 |
| 15 Year/180 Payments |
1 |
3.750% |
3.950% |
$7.27 |
| 15 Year/180 Payments |
0 |
3.875% |
3.927% |
$7.33 |
| Mortgage Loan Limits:one unit $417,000; two units $533,850;three units $645,300; four units $801,950 |
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|
| TERM |
POINTS |
INTEREST
RATE |
*APR |
MONTHLY
PAYMENT
PER $1,000 |
| 30 Year/360 Payments |
1 |
6.250% |
6.477% |
$6.16 |
| 30 Year/360 Payments |
0 |
6.500% |
6.731% |
$6.32 |
| 15 Year/180 Payments |
1 |
5.875% |
6.248% |
$8.37 |
| 15 Year/180 Payments |
0 |
6.125% |
6.501% |
$8.51 |
| Mortgage Loan Limits: $417,001 to $650,000 |
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|
* Conventional Fixed Rate Loans
* Adjustable Rate Loans
* Construction Loans
Please contact us for rates and terms |
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| PROGRAM |
POINTS |
INTEREST
RATE |
*APR |
MONTHLY
PAYMENT
PER $1,000 |
| Maine State Housing Standard Program |
|
|
|
|
| 30 Year/360 Payments |
2 (seller) |
4.700% |
5.360% |
$5.19 |
| 30 Year/360 Payments |
2 (buyer) |
4.700% |
5.360% |
$5.19 |
| 30 Year/360 Payments |
0 |
5.000% |
5.476% |
$5.37 |
| |
| |
| Veteran Administration (VA) and Rural Housing Service (RHS) |
|
|
|
|
| 30 Year/360 Payments |
1 |
4.750% |
5.057% |
$5.24 |
| 30 Year/360 Payments |
0 |
5.000% |
5.220% |
$5.39 |
| |
| The Annual Percentage Rate (APR) disclosed above assumes $100,000 ($417,000 for Jumbo loans) financed, 20% down payment and a $354.50 processing fee. |
| |
| All loans are subject to credit approval by Rockland Savings Bank, FSB. |
| |
| The monthly payment per $1,000 figures quoted above do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation will be greater. |
| |
| *APR - Annual Percentage Rate |
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